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What to Do If Your Wallet Goes Missing

Heather Paige Moody

Did you know that fake ID’s and stolen identity documents can be purchased on line for as little as $100?

If you lose your wallet or purse, you could get lucky and hope an honest soul finds it and returns it to you!

Or it may be stolen — with the intention of creating a fake ID to sell on the Internet, or using your credit cards to purchase things—both of which amounts to “identity theft.”

Here are 7 things to do if your wallet goes missing in action:

  1. Call your credit card companies. Report when you first noticed it missing. The last time you used the cards. The dollar amount of the last purchase made.
  2. Cancel your credit cards.
  3. Notify the Department of Motor Vehicles. To get a replacement driver’s license, you usually have to bring in two forms of ID.
  4. File a police report. Keep a copy of the report in case you need to prove that the credit card purchases were unauthorized.
  5. If your passport is missing, report it to the State Department: 877-487-2778.
  6. If your Social Security card is missing, report it to the Inspector General: 800-269-0271.
  7. Notify the credit bureau and place a free, 90-day “Fraud Alert,” where you will be notified if anyone tries to open a new account using your Social Security number.

The average amount of fraud is $5,720 per victim. Unless you made the telephone call to apply for credit, never give out your info by email or telephone to people who are “posing” as a bank rep or a government agency. They ALREADY have your personal info so you don’t need to give it to them again.

Oh, and one last thing. Never carry your Social Security card in your wallet!

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Published by Heather Paige Moody

Welcome! I'm Heather ( AKA: Paige) Moody . A Little About me: I was born and raised in a small town in Eunice, Louisiana where I started my first mortgage company in 2005 at the age of 21 years old. Since 2005 I’ve grown to know everything when it comes to the industry, from owning a mortgage company, processing loans, mortgage underwriting rules, to now managing. Why I’m in the Mortgage Business: My family has a history of Banking and real estate . I could see at an early age how satisfying the real estate profession was for them, so I started off as a Real Estate agent and quickly realized that the mortgage side was my passion. I am a mother of 4 very active kids that have been/ are being raised in the Real Estate /mortgage world. I have always said that their first baby blanket was a file folder. I love to be able to teach that going the extra mile for others is such a blessing to us as well as the other person. Most importantly that no matter what the obstacle is that we must work hard and give it our all in all that we do. Our family lives at a field or a gym for most of the year. Between baseball, cheer, volleyball, football and anything they can possibly sing up for, I have developed little-known disease called Bleacher Butt. When I am not working ( or should I say.. not behind my desk) or attending an event for one of the kids . I really enjoy bible studies , reading and listening to podcast. My children go to 2 different schools and I am so blessed to be part of two Mom’s in Prayer groups. It is a National Organization that Moms can get together to pray for our children and our school. As the Southern Mortgage Mom, I help homebuyers and Real Estate Agents make the Mortgage buying process as stress free as possible. I have been called the miracle worker by clients and agents( on occasion) because I have saved some mortgage loans that others have denied . It has nothing to do with miracles , but all to do with knowing how to get a loan approved. If I am lucky enough that you chose me or my team as your go to lender, I promise that I will be fair, I will be honest and you will feel like family when you sign the final papers and I will keep in touch (till you tell me not to) long after the mortgage loan is closed. Looking forward to working with you when it comes time to buy a home or refinance your current mortgage.

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