Month: March 2019

Agent Spotlight

Jerrod Prather

Heather Paige Moody

Hello, I would like to introduce Jerrod Prather. Broker/ Agent of Remax-Rice Realty. His office is located in Eunice, La. We asked Jerrod a few questions and this is what he had to say!

What would you say to millennials who consider this an “easy” profession to get into?

Real Estate is a very unique profession that is not for the faint of heart.  It is very time consuming and requires continuous education.  Attention to detail is a must and organization is vital.  Those that choose to remain in the industry do find it very rewarding as they fulfill the needs of their clients.  

What is your favorite thing about your job?

My favorite thing about my job –  Every property is different, each client has certain needs; real estate is a challenging and rewarding profession indeed.  

What are 3 words to describe yourself.

Experienced, Knowledgeable, Goal-oriented

 

REMAX Rice Realty - Logo

Jerrod Prather
Broker/Owner
RE/MAX Rice Realty
1651 W. Laurel Ave Ste. B
Eunice, LA 70535
337-550-4525 office
337-580-4742 cell
337-466-7290 fax
http://www.JERRODPRATHER.com

** Each office independently
owned and operated **

Blog

What You May Not Know About Freezing Your Credit

Heather Paige Moody

What is freezing your credit all about?
It’s a tool that restricts people and companies from accessing your credit report without your specific permission.
It is not the same as a fraud alert. It does not affect your credit score. You can still request your free credit report once a year.
And you can temporarily remove the credit freeze. Or, you can permanently remove the credit freeze. And it does not cost you anything to do so. It can be done within minutes of your requesting an “unfreeze” (but double check the time frame with each bureau).
The bottom line, it makes it harder for identity thieves to steal your credit and personal information or open new credit in your name.
I have listed below the three main credit bureaus to call or go online to learn about it further.
Here’s what they will need from you:
Name
Date of birth
Social security number
Your address
Other than creditors, here are some other reasons you may need to unfreeze your credit report access:
Applying for a new job
New credit card
New credit requests you have initiated
Utility or cell phone companies.
Once a credit freeze is in place, it secures your credit file so nobody can access it unless you give direct authorization to the credit bureaus, usually through a password-protected credit bureau website or PIN.
Please contact me if you would like more information.
Equifax: Call 800-685-1111 or go online. Check out a step-by-step Equifax credit freeze guide.
Experian: Call 888‑397‑3742 or go online. Here’s a detailed walk-through on a credit freeze with Experian.
TransUnion: Call 888-909-8872 or go online. Read our TransUnion credit freeze guide.